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šŸŽÆ Net Spend Limits (Set by you)

What are Net Spend Limits?

Net Spend Limits let you control how much you spend on Midnite over time.

You set a daily, weekly, or monthly limit that works for you - simple as that.

Previously called Net Deposit Limit: Some customers may still refer to this as their Net Deposit Limit. It's the same product - only the name has changed.


How They Work

These limits are based on your net spend:

Deposits – Withdrawals = Net Spend

So instead of just counting what you put in, it reflects what you’ve actually spent.

Example:

  • Monthly limit: Ā£/€ 50

  • You deposit Ā£/€ 50

  • Then withdraw Ā£/€ 100

Your net spend is now -Ā£/€ 50

That means you could still deposit up to Ā£/€ 100 before hitting your Ā£/€ 50 limit.


Staying Flexible

You’re in control - but changes work slightly differently depending on what you do:

  • Lowering your limit (more restrictive) → happens immediately

  • Increasing your limit (less restrictive) → takes 24 hours to take effect

That delay is there for a reason - it gives you time to pause and think before increasing your spend.


Why It Matters

Setting a limit you’re comfortable with helps keep things exactly where they should be - fun and in control.


When We Step In

In some cases, our Responsible Team may apply a mandatory net spend limit to your account.

If you’d like to request a change, just reach out to Support - they’ll talk you through your options.

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