Pay by Bank (Open Banking) is a payment method that allows you to make deposits directly from your bank account. It uses Open Banking technology to create a secure connection between you and your bank - you never need to enter your card or bank details manually.
Important: this payment method is being gradually rolled out to our player base. If you don't see it available in your account yet, it should become available soon.
How it works
Making a deposit with Pay by Bank takes just a few simple steps.
Step 1: Select Pay by Bank
Choose Pay by Bank from the available deposit methods.
Step 2: Choose your bank
You'll be shown a list of supported banks. Select the bank where you hold your account.
Step 3: Authenticate with your bank
You'll be redirected to your bank's secure page or banking app to log in and approve the payment. Midnite never sees your online banking credentials.
Step 4: Confirmation
Once approved, you'll be returned to Midnite and your deposit will be processed. Most deposits are credited almost instantly, though processing times can vary depending on your bank.
Key benefits
Secure bank authentication - you log in directly with your bank
No need to enter card or bank account details manually
Fast, seamless deposit experience
Strong fraud prevention through Open Banking technology
Frequently asked questions
Is Pay by Bank secure?
Yes. Pay by Bank uses Open Banking technology and your bank's own secure authentication. Midnite never receives your online banking credentials - you authorize the payment directly through your bank.
Do I need to enter my bank details?
No. You simply select your bank from the list and approve the payment through your bank's secure environment. No account numbers or sort codes required.
How long do deposits take?
Most Pay by Bank deposits are processed almost instantly. Processing times may vary slightly depending on your bank.
Why did my first deposit fail?
When you use a new bank account for the first time, an ownership verification check is carried out to confirm the account belongs to you. If this check cannot be completed, the transaction will not be processed. Please try again, and if the issue continues, contact our support team for help.
Can I use a different bank account for Pay by Bank?
Yes. If you're already using Pay by Bank and want to deposit using a different bank account, you can simply select a different bank from the list - this is not considered a payment method change.